Unitrust Financial Group
Secure Your Future with Unitrust Financial Group's Trusted Coverage
Experience peace of mind with Unitrust Financial Group - safeguarding your family’s future with personalized, reliable life insurance solutions.
Explore Our Comprehensive Life Insurance Solutions
Explore our comprehensive life insurance solutions designed for every stage of life, ensuring your peace of mind and financial security for tomorrow.
Discover Life Insurance Solutions Tailored for You
Comprehensive Life Insurance Solutions Tailored to Your Unique Needs and Goals.
Flexible Term Life Insurance
Affordable term life insurance providing financial protection for a specified period, ideal for covering short-term goals and safeguarding loved ones' future. Can be used for mortgage protection so that your home is protected from loss.
Final Expense Whole Life Coverage
Offers lifetime protection, builds cash value, ensuring financial safety and leaving a legacy for your beneficiaries.
Testimonials
Jasmine Richards
Opted for Unitrust's Term Life plan—nice rates! Later switched to Universal Life, really appreciating the flexibility as my financial situation evolves. Solid choice!
Monica Chandler
Switched to Unitrust for their Final Expense Whole Life policies. Definitely more adaptable and comprehensive than others I've tried. Solid choice for anyone looking to upgrade.
FAQs
Answers to Your Key Questions About Life Insurance
What is the difference between term life and whole life insurance?
Term life insurance provides coverage for a specific period, paying out only if the insured passes away during this term. Whole life insurance offers lifelong coverage and includes a savings component that builds cash value over time.
Can I change my life insurance plan once Ive chosen one?
Yes, adjustments can be made depending on the type of insurance you hold. Our policies are designed to be flexible to accommodate changes in your lifestyle and financial goals.
What happens to the cash value in a whole life policy if I cancel the policy?
If you surrender your whole life policy, the insurance company will give you the accumulated cash value minus any surrender fees, if applicable.
Are life insurance premiums tax-deductible?
Generally, personal life insurance premiums are not tax-deductible, but specific advice should be sought from a tax professional.
How do I determine how much coverage I need
Coverage should be based on your financial obligations, income replacement needs, and personal goals. Our agents can help you calculate this effectively using our tailor-made tools and comprehensive need-analysis methods.
Who can be a beneficiary of my life insurance policy, and can it be changed?
Any person or legal entity can be named as your beneficiary. You can change your beneficiary unless the policy designates the beneficiary as irrevocable.